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SEEKING THE BEST NEW HOME LOANS?
Unlock Your Dream Home:
The journey to buy a new home in Australia is an exciting milestone, at Seeking Finance, we're here to ensure it's a smooth and rewarding experience. As your dedicated lending partner, we understand the unique landscape of the Australian property market and the importance of finding a loan solution that aligns with your lifestyle, budget, and future aspirations.
With an extensive array of home loan options and a deep understanding of the nuances of Stamp Duty, grants, and concessions across different states and territories, our team is committed to guiding you through every step of the home-buying process. From the initial dream of homeownership to handing over the keys, Seeking Finance offers personalised advice, competitive loan options, and the support you need to make informed decisions.
Whether you're a first-home buyer navigating the market for the first time, looking to upgrade to a larger space, or investing in property, Seeking Finance is your trusted ally. We pride ourselves on our transparent communication, tailored lending solutions, and our passion for helping Australians realise their home ownership dreams. Start your journey to a new home with Seeking Finance, where your property aspirations become our mission.
NEW HOME LOAN SERVICES
Standard Variable Rate Loans:
Standard Variable Rate Loans:
Standard Variable Rate Loans:
These loans come with interest rates that may vary over time, reflecting market shifts. They're flexible, allowing you to make extra repayments without penalty, a feature that can help you shave years and dollars off your loan.
Fixed-Rate Loans:
Standard Variable Rate Loans:
Standard Variable Rate Loans:
Opting for a fixed-rate loan means your interest rate is set for a certain period, generally between 1 to 5 years. This option offers repayment stability, shielding you from interest rate hikes but limiting extra repayment flexibility.
Interest-Only Loans:
Standard Variable Rate Loans:
Interest-Only Loans:
These loans initially require you to pay just the interest for a set period, typically 1 to 5 years. The lower initial repayments can be handy for investors or anyone needing short-term relief in cash flow, before shifting to a standard principal and interest repayment scheme.
Home Equity Loans:
Home Equity Loans:
Interest-Only Loans:
For homeowners looking to tap into the equity of their property. Equity, the difference between your property's market value and the remaining loan balance, can be borrowed against for renovations, investments, or other big-ticket expenses.
Line of Credit:
Home Equity Loans:
Line of Credit:
Similar to home equity loans, a line of credit gives you access to funds up to a certain limit, secured against your property. It's a flexible solution for ongoing expenses, charging interest only on the amount you use.
Low Doc Loans:
Home Equity Loans:
Line of Credit:
A Low Documentation (Low Doc) mortgage offers an alternative solution for individuals who are unable to provide the standard proof of income typically necessary for traditional home loans.
Offset Accounts:
Non-Conforming Loans:
Offset Accounts:
An offset account is linked directly to your mortgage, where the balance offsets the loan amount, reducing the interest calculated on your loan. This can lead to substantial savings in interest and potentially shorten your loan term.
Bridging Loans:
Non-Conforming Loans:
Offset Accounts:
Bridging finance offers a solution when you're buying a new property but haven't yet sold your current one. It's a short-term fix to ease the timing mismatch between selling and buying.
Non-Conforming Loans:
Non-Conforming Loans:
Non-Conforming Loans:
Catered to borrowers who fall outside traditional lending criteria, perhaps due to a patchy credit history or unconventional employment, non-conforming loans offer greater flexibility but usually at higher interest rates.